REPAIR
CREDIT
How do I
repair my credit? To
dispel any myths, there are no quick fixes to repair credit.
Credit repair requires time and money. Nearly everyone
has items on their credit report which are not quite
correct. Individuals can dispute these incorrect
items. The credit reporting agencies such as Experian,
Equifax and Trans Union then have 30 days to investigate the
dispute. In many instances, for whatever reason, the
dispute is not resolved within 30 days. In that
case, the credit reporting company removes the disputed item
from your credit report. This process is
repeated over and over. It works, but it takes time
and some money. It is highly recommended that
work with a REPUTABLE professional.
Great Homes in
Minnesota has researched several companies and found that
Lexington Law has a great reputation and record of success.
Most engagements take 3-9 months, which really depends on
the amount of credit repair that is needed. Please click on
the banner below for more information on how to repair your
credit through Lexington Law.
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Lexington Law Firm deleted over 260,000
negative items last year alone. These items include late
payments, bankruptcies, collection accounts, charged-off
accounts, repossessions, judgements, etc.
We are currently averaging 21,500 deletions a month, 750
deletions a day, 7 days a week.
We’re good at what we do because we believe in our work,
because we enjoy what we do and we're committed to our clients.
And that means we get you results you can count on. Let the
professionals at Lexington Law Firm assist you in getting your
credit back on track.
Start today, visit lexingtonlaw.com and get
started! |
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$79. setup fee
$39. monthly fee
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| No hidden fees, no unpleasant
surprises, and a full refund policy to boot. |
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Some companies charge
per dispute per bureau, which means you get charged three
times for each and every dispute. We think that's pure
nonsense. With Lexington you get unlimited disputes at no
additional charge. Period. |
Some companies charge
per deletion per bureau, which means you get charged three
times for each and every deletion. That's just plain
exploitative. Our staff produces deletions around the clock
at no additional cost. |
Unlike others we offer
toll-free phone support as well as free email support at no
cost to you. It's our way of ensuring top-notch customer
service. |
Our service is backed
by a warranty which entitles you to some or all of your
money back if enough disputed items aren't deleted. You
won't pay for ineffective service. If we can't deliver, you
won't get charged.
* Terms and conditions apply. |
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CREDIT REPORTS
What is a credit
report?. There are 3
companies that monitor your credit: Experian, Trans Union
and Equifax. Different mortgage lenders / mortgage
brokers use different companies. That's why it's
important to make sure you order a 3-in-1 credit
report. A 3-in-1 credit report will pull your credit
report from all 3 companies and pull all the data together
into one credit report. The price is usually
around $35.00. For your convenience, Great Homes in
Minnesota recommends CreditReporting.com, click on the
banner below to order your 3-in-1 Credit Report for $34.90.
Because it's important to
safeguard the security of your credit report,
creditreporting.com will ask you many questions to assure
that you are who you say you are. Please be patient
and have your financial and loan records close at hand.
Additionally, if you have moved recently, changed jobs and /
or phone numbers, this information will most likely be
required as well. If creditreporting.com is unable to verify
your information, they will probably mail you the
report. However, in most instances your credit report
should be available for immediate download, printing and
reading!
Estimate
Monthly Payment and Affordability.
Use our online mortgage
calculators to get an idea of how much home you can afford,
what your monthly payments will be and savings that result
when you pay just a little more each month to pay down your
mortgage early.
SHOP FOR A MORTGAGE
When shopping for
a mortgage it's important to know that different lenders
have different programs and different rates. Just like
shopping for car insurance, it's important to shop around
for the best mortgage rates and terms. Great Homes in
Minnesota has spent a considerable amount of time
researching various services that match homebuyers with
lenders and/ or mortgage brokers. We've concluded that
TheLoanPage.com does the best job of providing homebuyers
with the most choices for a mortgage loan.
Click on the
TheLoanPage.com banner below and fill out the short Mortgage
Quote Form. This information will be submitted
to lenders who provide mortgage services in your area.
They will provide you with a "customized mortgage quote"
based on your specific needs and situation. It's
simple and you are not asked for your social security number
or anything like that. Lenders in your area will
contact you via phone or email to see how they can help
finance your home purchase.
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